Insurance-Based Memberships & Reimbursement
Save on your membership with insurance-based membership programs.
Contact your insurance provider for eligibility and details.
Members must know which program, if any, they qualify for.
Understanding Insurance-Based Memberships
Many insurance-based wellness programs help cover YMCA membership dues, making access to health and wellbeing more affordable for our members. It’s important to know that for some of these programs, the YMCA receives reimbursement based on member visits rather than a fixed monthly amount. That means when you check in and use the facility, you’re not only investing in your own health—you’re also helping support the programs, staff, and spaces that make the YMCA possible. Your participation helps ensure we can continue serving our community today and into the future.
Fitness Plans that we work with:
Active & Fit - Standard membership is offered by Active & Fit for eligible participants. Contact your insurance plan to obtain fitness ID number/confirmation code. Code is not located on insurance card.
Silver & Fit - Standard membership is offered by Silver & Fit for eligible participants. Contact your insurance plan to obtain your fitness ID number/confirmation code. Code is not located on insurance card.
NIHCA - Offers a $20.00 reimbursement if you meet your plan's monthly facility check in goal. Register for these reimbursements at nihcarewards.org. Please alert Member Services you are a NIHCA participant.
One Pass - Standard membership is offered by One Pass (Optum) for eligible participants. A fitness ID number is required for a One-Pass membership. Click here to verify eligibility and obtain your fitness ID number/confirmation code.
Code is not located on insurance card.
Renew Active - Standard membership is offered d by Renew Active (Optum) for eligible participants. A fitness ID number is required for a Renew Active membership. Click here to verify eligibility and obtain your fitness ID number/confirmation code.
Code is not located on insurance card.
Tivity Health - Standard membership is offered by Tivity Health for eligible participants. A Tivity Health card or fitness ID number is required for a Tivity Membership.
Well On Target - Standard membership is offered by Well On Target for eligible participants. A Well On Target Health card or fitness ID number is required for a Well On Target membership.
Fitness Your Way - Standard membership is offered by Fitness Your Way for eligible participants. A Fitness Your Way card or fitness ID number is required for a Fitness Your Way membership
Quartz - Self-reporting program. Quartz will provide members with a prepaid card that can be used to pay membership dues
Insurance-based memberships may not be eligible for Nationwide Membership. Please check with your insurance-based program to find out how to gain multiple facility access.
Not every insurance plan is eligible for a membership benefit. You must call the number on the back of the card to determine eligibility and program criteria. Some programs require program registration before a membership is opened. Member Services staff is unable to obtain coverage information on behalf of members.
*We do not accept Silver Sneakers